A budget of ₹1,00,000 opens up meaningfully more room than ₹50,000 — you can typically move up in carat weight, choose 18K gold instead of 14K, or add a more elaborate setting like a halo, without giving up certification quality.
What changes at this budget
Below ₹50,000, you're often choosing between carat size and metal purity. At this level, you have more flexibility to have both — a solid 1+ carat centre stone in 18K gold, rather than needing to compromise on one to afford the other. It's also a comfortable range for a first meaningful engagement ring purchase without stretching into three-stone or elaborate custom territory.
What to still check regardless of budget
- IGI or GLI certification with a verifiable report number — budget going up doesn't change this requirement.
- BIS Hallmark on the gold, confirming actual purity (9K/14K/18K) rather than a stated but unverified karat.
- Return and exchange terms — at a higher spend, a clear 15-day return window matters even more.
A few certified options under ₹1,00,000
Real pieces from Inasha's catalogue at this budget:
- Round Cut Lab-Grown Diamond Women's Ring (1–5 carat range) — from ₹60,278, IGI certified, gold or platinum.
- 0.55 Carat Round Cut Lab-Grown Diamond Solitaire Ring — from ₹76,195, GLI certified, 18K Hallmark gold.
- 1.32 Carat Oval & Round Lab-Grown Diamond Ring — from ₹86,137, IGI/GLI certified, 18K Hallmark gold.
All ship with individual diamond certificates and BIS Hallmarked gold, and are covered under our 15-day return policy. Browse the full engagement ring collection and filter by price and carat to compare everything available in this range.